How does Aesthetisure protect plastic surgery practices?

Aesthetisure covers the downstream treatment costs of covered complications (such as hematoma, infection, or seroma) up to policy limits before financial disputes escalate into malpractice litigation.

How do practices handle Aesthetisure premium costs?

Practices can build the premium into the surgical fee, bill the patient as a separate line item, or absorb it as a practice cost.

Is a health insurance denial required before filing a claim with Aesthetisure?

No. Aesthetisure never requires a declination or denial letter from the patient's primary health insurer before moving forward with a claim.

How long does patient registration take for office managers?

Patient registration takes under a minute per entry in Aesthetisure's online HIPAA-compliant portal with no physical paperwork required.

Complication Insurance for Plastic Surgeons

Advantages of Choosing Aesthetisure

Aesthetisure is not just coverage for your patient, it’s peace of mind. Offering your patients this coverage is protection for them, and a value add for your practice.

The real risk isn't the complication. It's what happens after.

Complications happen. Even in the best surgical practices with the best outcomes, a percentage of patients will experience a covered event: a hematoma, an infection, or a seroma requiring intervention. The clinical outcome is usually manageable. The financial fallout is where practices get hurt.

When a patient receives a surprise bill for thousands of dollars to treat a complication from a procedure they already paid for, the next call is rarely to their health insurer. It’s to a malpractice attorney. Even a claim that goes nowhere costs time, money, and months of distraction, and any claim that results in a payment is reportable and follows you.

Aesthetisure exists to interrupt that chain. By covering the cost of complication treatment, up to policy limits, before it becomes a financial dispute, we keep patients out of the billing cycle that leads to litigation and keep your record clean.

For surgeons

You carry malpractice coverage for the procedure itself. Aesthetisure covers the gap your malpractice policy doesn’t: the downstream treatment costs that turn a satisfied-but-unlucky patient into an angry one. The team behind Aesthetisure has been managing this program for over 20 years.

Instant quotes. We have set rates by state and tier. No volume-based rating exercise, no waiting for an underwriting decision. We can quote you in the time it takes to have the conversation.
Broader eligibility. We accept surgeons certified by the American Board of Plastic Surgery, the American Board of Cosmetic Surgery, and other qualifying boards. We don’t restrict enrollment to specific society memberships.
No claim denial required. We never require patients to submit to their health insurer first. Our claims representative contacts the insurer directly on the patient’s behalf.

Covered Procedures & Complications

Our coverage protects patients who undergo a variety of elective cosmetic procedures including breast augmentation, abdominoplasty, facelift, rhinoplasty, liposuction and more.

For office managers

You’re the one who actually makes this work in the practice. We know that, and we built the program around it.

Registration takes under a minute. One entry per patient, per surgical setting, in our online portal. No paperwork to print or file.
When a patient calls about a bill, you have an answer. Instead of fielding angry calls about complication costs, you direct them to us. Our claims representative handles claims personally and contacts the health insurer directly.
Three ways to handle the premium. Build it into the surgical fee, bill the patient as a separate line item, or absorb it as a practice cost. We don’t dictate the model. Some of our most established practices pay for it themselves.
One policy, one renewal. The policy is held at the practice level, renews annually, and covers surgeries performed by any surgeon on the policy, regardless of location.

Choose your program

Aesthetisure — Covers complications from face, breast, and body procedures. Two tiers: Choice (lower benefit, lower cost) and Premier (higher benefit, higher cost). Two rates per tier, set by the state in which your practice is based.

AI2 — Covers complications from facial and neck procedures only. One plan, one rate, nationwide. Designed for facial plastic surgeons and otolaryngologists.

Programs

A choice of programs provides you with options to best fit your patients’ needs.

Ready to enroll?

The application takes minutes. Your dedicated account executive walks you through everything.

1

Enroll Now

Aesthetisure is available to board-certified surgeons in the United States. Become an Aesthetisure enrolled surgeon by filling out the application and emailing it to info@aesthetisure.com or faxing it to (334) 323-0588. Once you become a participating surgeon, our experienced team will walk your staff through the entire process—from registering patients to addressing covered complications and claims.

2

Register Patients

Patients are registered in our easy-to-use, HIPAA (Health Insurance Portability and Accountability Act) patient portal. Designed with ease of use and your staff’s busy workday in mind, the process takes less than a minute with little involvement from your office.

3

File a Claim

In the event of a Covered Complication, the claims process is started by filing out a simple form in our patient portal. Your office will be contacted by our claims rep who will walk you through each step of the process. The rep works directly with the patient to obtain the bills, forms, and information needed, minimizing the work required from your staff. Aesthetisure never requires a declination of the patient’s health insurance before moving forward with a claim, which makes the claims process smoother, easier, and faster for all involved.

CALL US: (800) 362-1542

Complication Insurance That Protects Your Practice