What’s covered
Below is the complete list of cosmetic surgical procedures and post-operative complications covered under the Aesthetisure and AI2 programs. Coverage applies when a registered patient experiences a listed complication within 45 days of a listed procedure and receives treatment at an emergency room, hospital, or accredited surgical facility. The surgeon’s own office qualifies if it is an accredited surgical facility.
All coverage is subject to policy limits.
Covered procedures — Aesthetisure (Choice and Premier)
Body:
- Abdominoplasty (tummy tuck)
- Liposuction / lipoplasty
- Buttock augmentation (including Brazilian butt lift)
- Body lift / belt lipectomy
- Arm lift (brachioplasty)
- Thigh lift
- Radiofrequency liposuction (by policy endorsement)
- Hand rejuvenation
Breast:
- Breast augmentation
- Breast lift (mastopexy)
- Breast reduction
- Breast revision
Face (also covered under AI2):
- Rhinoplasty
- Rhytidectomy (facelift)
- Blepharoplasty (eyelid surgery)
- Brow lift
- Otoplasty (ear surgery)
- Buccal fat removal
- Cheek implants
- Chin augmentation
- Chin reduction
- Dimpleplasty
- Facial rejuvenation
- Hair transplant
- Hairline lowering
- Lip lift
- Mandibular implants
- Neck lift
- Trachea shave (by policy endorsement)
- Facial/neck scar revision
Not covered: Injectables (Botox, fillers), non-surgical procedures, procedures not on the covered list.
Procedures by endorsement: Radiofrequency liposuction and trachea shave require a policy endorsement. Contact us to arrange it.
Covered complications
- Hematoma
- Seroma
- Surgical site infection
- Wound dehiscence (wound separation)
- Capsular contracture (breast procedures; 12-month coverage window for primary breast augmentation)
- Deep vein thrombosis (DVT)
- Pulmonary embolism
- Embolism (including fat embolism)
- Skin necrosis / flap necrosis
- Nerve damage requiring treatment
- Excessive bleeding requiring transfusion or reoperation
- Anesthesia-related complications
What’s not covered
- Revision surgery for aesthetic dissatisfaction
- Any complication occurring more than 45 days after the procedure (except capsular contracture after primary breast augmentation: 12 months)
- Procedures not on the covered list
- Injectables and non-surgical procedures